Accidents happen every day. When they do, you expect insurance to cover the costs. But what if the other driver doesn’t have insurance? This situation can feel overwhelming. First, stay calm. Your safety is most important. Check for injuries and call emergency services. Document the accident by taking pictures and gathering witness information. Next, notify your insurance company right away. They can guide you through the process and explain your coverage. In many cases, uninsured motorist coverage can help. If you don’t have this, you might face more out-of-pocket expenses. It’s not uncommon to feel confused about your rights and…